leading lending transformations & program development

Extensive experience building lending platforms.

Greg Seltzer is a seasoned credit union executive and fractional leader with more than 35 years of experience across lending, operations, and risk management. He specializes in stepping into complex lending environments where programs need to be built, stabilized, or realigned with regulatory and governance expectations.

Greg brings senior-level judgment and hands-on execution to credit unions navigating growth, transition, or heightened regulatory scrutiny. His work supports boards, executives, and lending teams by strengthening structure, improving portfolio performance, and ensuring lending strategies are both scalable and defensible.

Primary Areas of Expertise

  • Interim and fractional Chief Lending Officer leadership

  • Commercial and Member Business Lending strategy and execution

  • Commercial loan participation program design and governance

  • Credit risk rating systems and underwriting frameworks

  • Lending policy development and regulatory alignment

  • Exam preparation, remediation, and regulatory response

  • Vendor evaluation and lending platform implementation

  • Board, Credit Committee, and ALCO support

Expanded Experience and Use Cases

Commercial Loan Participation Program Development

Greg led the design and implementation of a structured commercial loan participation program to help credit unions expand commercial exposure while maintaining strong risk controls. The engagement included policy development, lead lender evaluation, due diligence standards, and approval workflows aligned with regulatory expectations.

Commercial Underwriting Vendor Evaluation

Greg conducted comprehensive underwriting vendor evaluations to support scalable commercial lending operations. His work assessed underwriting quality, turnaround time, compliance alignment, cost transparency, and cultural fit, resulting in clear, defensible recommendations for executive leadership.

Interim and Fractional Lending Leadership

Across multiple engagements, Greg has served as interim and fractional Chief Lending Officer, supporting lending launches, portfolio growth, system conversions, and successful regulatory exam outcomes. His approach emphasizes governance, consistency, and long-term sustainability.

Ideal for Credit Unions That Are:

Are launching or expanding commercial or participation lending programs

Need senior lending leadership without adding a full-time executive role

Are preparing for regulatory exams or addressing supervisory findings

Require independent expertise to support boards and lending committees

Are modernizing lending operations, policies, or vendor relationships

CUSS Partnered with Greg Seltzer

To Deliver a Clear Path to Credit Union Lending and Underwriting Expansion for growth! 

Expert‑driven approach to vendor evaluation, whether selecting an underwriting partner for the first time or optimizing an existing vendor relationship. GS Consulting provides actionable insights, robust analysis, and practical recommendations that help credit unions expand commercial lending safely, profitably, and in full regulatory compliance.

GS Consulting Engagement Approach

1. Conduct a discovery session with credit union leadership to define scope, volume expectations, risk appetite, and policy

constraints.

2. Identify and engage three industry-recognized underwriting vendors for evaluation.

3. Perform a deep-dive competitive analysis across more than 20 evaluation criteria. Including review of sample credit

memos, underwriting templates, and due-diligence packages.

5. Conduct side-by-side comparison of turnaround times, cost structures, regulatory practices, and communication

protocols.

6. Evaluate each vendor’s alignment with credit union culture, asset size, operational needs, and service expectations.

7. Prepare a comprehensive recommendation based on client needs, vendor strengths, and long-term scalability.

Client Outcomes

  • Clear, data‑driven vendor selection process that withstands regulatory scrutiny.

  • Improve underwriting consistency and reduced internal bottlenecks.

  • Enhanced ability to scale lending safely and efficiently.

  • Confidence in vendor alignment with credit culture, risk appetite, and board-approved lending policy.

HOW TO ENGAGE THROUGH CUSS

  • Request an Introduction
    Submit a brief form to connect with the CUSS and Solution Provider.

  • Strategic Discovery
    Evaluate solution fit, architechture deisgn, and future partner capabilities.

  • Tailored Implementation
    Deploy your solution in alignment with your institution’s strategy.

This offer available through the Credit Union Shared Services (CUSS) ecosystem powered by Mitchell Stankovic & Associates.

Credit Union Shared Services (CUSS) is a registered trademark of Mitchell Stankovic & Associates.